Thursday 22 March 2012

French police in standoff with suspected shooter

TOULOUSE, France (AP) ? In a tense, daylong standoff, French riot police surrounded a building Wednesday in southwest France, demanding the surrender of a gunman whom they say boasted of shooting seven victims in an al-Qaida-linked terror spree.

Hundreds of police cordoned off the streets around an apartment complex in the city of Toulouse after a pre-dawn raid to arrest the suspect, a 24-year-old Frenchman of Algerian descent, erupted into a firefight. Three police were wounded and negotiations with the suspect dragged on for hours.

Prosecutor Francois Molins said the gunman, Mohamed Merah, was a self-taught radical Salafi who expressed glee at killing three Jewish children, a rabbi and three French paratroopers. Merah had been to Afghanistan twice and had trained in the Pakistani militant stronghold of Waziristan, he said.

The prosecutor said Merah was planning to kill another soldier imminently, so police had to launch the 3 a.m. raid.

In the negotiations, the suspect "expresses no regret, only that he didn't have time to have more victims. And he even bragged, he said, of bringing France to its knees," the prosecutor said.

The gunman's brother and mother were being detained. Molins said the brother, Abdelkader, had been implicated in a 2007 network that sent militant fighters to Iraq.

French authorities ? like others in Europe ? have long been concerned about "lone-wolf" attacks by young, Internet-savvy militants who self-radicalize online. Molins' comments, however, marked the first time a radical Islamic motive has been ascribed to killings in France in years.

The police raid was part of France's biggest manhunt since a wave of terrorist attacks in the 1990s by Algerian extremists. The chase began after France's worst-ever school shooting Monday and two previous attacks on paratroopers beginning March 11, killings that have horrified the country and frozen campaigning for the French presidential election next month.

French President Nicolas Sarkozy has played up nationalist themes in his bid for a second term.

"Terrorism will not be able to fracture our national community," Sarkozy declared Wednesday on national television before heading to funeral services for the two paratroopers killed and another injured Thursday in Montauban, near Toulouse.

The suspect repeatedly promised to turn himself in Wednesday, then halted negotiations. Cedric Delage, regional secretary for a police union, said police were preparing to storm the building.

After bouts of deadly terrorist attacks in France in the 1980s and 1990s, France beefed up its legal arsenal ? now seen as one of the most effective in Western Europe and a reference for countries including the U.S. after the Sept. 11 attacks.

Sarkozy's office said President Barack Obama called him Wednesday to express condolences to the families of the victims and praise French police for tracking down the suspect. The statement said France and the United States are "more determined than ever to fight terrorist barbarity together."

In recent years, French counterterrorism officials have focused mainly on al-Qaida in the Islamic Maghreb, the North African affiliate of Osama Bin Laden's network that has its roots in an insurgent group in Algeria, a former French colony.

The suspect has told police he belonged to al-Qaida and wanted to take revenge for Palestinian children killed in the Middle East, Interior Minister Claude Gueant said, adding the gunman was also angry about French military intervention abroad.

"He wants to avenge the deaths of Palestinians," Gueant told reporters as talks went on. "He's (also) after the army."

Molins said Merah's first trip to Afghanistan ended with him being picked up by Afghan police "who turned him over to the American army who put him on the first plane to France."

"He had foreseen other killings, notably he foresaw another attack this morning, targeting a soldier," Molins said, adding also planned to attack two police officers. "He claims to have always acted alone."

Merah has a long record as a juvenile delinquent with 15 convictions, Molins added.

An Interior Ministry official, speaking on condition of anonymity, said Merah had been under surveillance for years for having "fundamentalist" Islamic views.

During the standoff, police evacuated the five-story building, escorting residents out using the roof and fire truck ladders. The suspect's apartment was on the ground floor of the postwar building, locals said.

French authorities said Merah threw a Colt .45 handgun used in each of the three attacks out a window in exchange for a device to talk to authorities, but had more weapons like an AK-47 assault rifle. Gueant said other weapons had been found in his car.

"The main concern is to arrest him, and to arrest him in conditions by which we can present him to judicial officials," Gueant added, explaining authorities want to "take him alive ... It is imperative for us."

Delage said a key to tracking the suspect was the powerful Yamaha motorcycle that he has used in all three attacks ? a dark gray one that had been stolen March 6. The frame was painted white, the color witnesses saw in the school attack.

According to Delage, one of the suspect's brothers went to a motorcycle sales outfit to ask how to modify the GPS tracker, raising suspicions. The vendor then contacted police, Delage said.

The shooter has proved to be a meticulous operator. At the site of the second paratrooper killing, police found the clip for the gun used in all three attacks ? but no fingerprints or DNA on it.

Those slain at the Jewish school, all of French-Israeli nationality, were buried in Israel on Wednesday as relatives sobbed inconsolably. The bodies of Rabbi Jonathan Sandler, his sons Arieh, 5, and Gabriel, 3, and 8-year-old Myriam Monsenego had been flown there earlier in the day.

At the funeral ceremony in Jerusalem, Myriam's eldest brother, Avishai, in his 20s, wailed and called to God to give his parents the strength "to endure the worst trial that can be endured."

Palestinian Prime Minister Salam Fayyad, meanwhile, denounced the deadly shooting attack at the Jewish school and condemned the link to Palestinian children.

"It's time for criminals to stop using the Palestinian cause to justify their terrorist actions," Fayyad said in a statement. "The children of Palestine want nothing but dignified lives for themselves and for all the children."

___

Elaine Ganley, Thomas Adamson, Jamey Keaten, Ingrid Rousseau, Cecile Brisson and Sylvie Corbet in Paris, David Rising in Berlin and Daniella Cheslow in Jerusalem contributed to this report.

Source: http://news.yahoo.com/french-police-standoff-suspected-shooter-170219821.html

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Wednesday 21 March 2012

Fibre optics to connect Japan to the UK ? via the Arctic

Looping fibre optics from Japan under the Arctic ice will improve internet performance ? but is easier said than done

THE retreat of sea ice is bringing 21st-century communications to the Arctic. In mid-August, construction should start on the first submarine fibre-optic cables to cross the Arctic Ocean, providing digital shortcuts between London and Tokyo, Japan.

Two cables are planned through the fabled North-West Passage above North America, while a third is planned along the Russian coast. The longest of these links will become the world's longest single stretch of optical fibre.

Sea ice and icebergs pose unique challenges. Ships rated to work in ice-ridden waters are needed to lay the cable, and operations are possible for only a few months of the year. Yet there are advantages to laying cables in the Arctic, says Denis Tsesarenko, a director of the Polarnet Project, which is building the Russian Optical Trans-Arctic Submarine Cable System (ROTACS). Once laid, the cable should be largely safe from the biggest threats to cables in warmer waters: fishing trawlers and ships' anchors are extremely rare in the Arctic.

Meanwhile, a 15,600-kilometre link via the Canadian Arctic, to be built by Arctic Fibre of Toronto, Canada, will cut the present round-trip time, or "latency", between London and Tokyo from 230 milliseconds to 168 milliseconds, claims company president Doug Cunningham (see map). Reduced transmission time will be a boon for high-frequency traders who will gain crucial milliseconds on each automated trade. Optical amplifiers will boost signal strength every 50 to 100 kilometres. The firm also plans to drill a tunnel 40 metres deep to take a shortcut through the Boothia isthmus in the Canadian Arctic - a thin strip of land that connects the Boothia peninsula to the mainland. Isolated Arctic communities will also be connected by extra sections of cable that branch off from the main one.

A third project, by Arctic Link, a firm based in Anchorage, Alaska, is planned to begin in 2014.

A big plus for the Arctic cables is that they avoid failure-prone "choke points" such as the Luzon strait near Taiwan, the strait of Malacca between Indonesia and Malaysia, and the crowded and politically unsettled Middle East. A single landslide or a ship dragging its anchor in these areas can break several cables, disrupting internet traffic.

Crucial parts of the North-West Passage are nominally ice-free from 20 August to 5 October, but you cannot rely on the fact that the ice will be open, says Chris Carobene, managing director for marine construction at TE SubCom, based in Morristown, New Jersey, which is not currently involved in these projects. Ships must be built to withstand the pounding of ice as well as waves. "Your cable ship needs a polar-ice rating even when you are working with an ice breaker," he says. Standard cable ships are not built to withstand ice, so ice-rated ships built for other purposes will be converted to lay the cables.

Icebergs can plough more than a metre into the ocean floor, endangering cables. Greenland's icebergs extend to depths as great as 170 metres below the sea surface, so Arctic Fibre will lay cable at least 600 metres deep in the Davis strait, where icebergs are most likely. The underside of sea ice also has ridges, or "bummocks", that reach depths of 18 metres, so Arctic Fibre aims to stay at least 50 metres down.

As Carobene says: "Ice is just another risk our industry has to manage."

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Mobile Photo Factory MoPho Adds Instagram Support, Now Offers 1-Cent Prints

mopho-newMoPho, the fun mobile printing app from?Penguin Digital?(with the ridiculous name), is rolling an update today that may include one its hottest features yet: 1 cent Instagram prints. The app, which allows you to smack your photos onto mousepads, mugs, key chains, t-shirts, and more - sort of like a mobile Cafe Press shop - is adding support for Instagram today. The option now joins Facebook, Flickr, and Picasa in the selection of third-party services you can pull from.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/626uoda40ko/

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Tuesday 20 March 2012

Icy Saturn moon ?may be active?

Nasa's Cassini spacecraft has spied possible signs of geological activity on Saturn's icy moon Dione.

It sees features that resemble hot fissures and indications of a possible ice volcano on the satellite.

The fissures look remarkably similar to the "tiger stripes" found on Saturn's moon Enceladus, which spew powerful jets of water into space.

On Dione these features may now be idle, but other lines of evidence suggest some activity is ongoing.

The new findings suggest this saturnian moon could be a more dynamic place than was previously supposed.

Continue reading the main story

?Start Quote

We haven't detected obvious jets, like we have at Enceladus. But we're still looking?

End Quote Dr Linda Spilker Jet Propoulsion Laboratory

Dr Bonnie J Buratti, from Nasa's Jet Propulsion Laboratory (JPL) in Pasadena, presented the results at the 43rd Lunar and Planetary Science Conference (LPSC) in The Woodlands, Texas.

The case for activity on Dione relies on several different lines of evidence.

Previous bservations of Saturn's magnetic field have picked up a stream of charged particles originating from Dione's surface. In addition, scientists announced earlier this month that they had detected a thin oxygen atmosphere around the moon.

But the most obvious evidence, the JPL researcher explained, was to be found in the moon's surface features. For example, one large region in Dione's leading hemisphere is relatively free of impact craters.

Either material flowed into these craters, filling them in, or they were covered over by debris from an eruption. A clue comes from the identification of an apparent cryovolcano in this flat region of Dione.

Cryovolcanoes have so far been found on Enceladus, Neptune's moon Triton, and - debatably - on Saturn's moon Titan. They erupt water-ammonia or methane instead of molten rock.

"We also see what I like to call a 'palaeo-tiger stripe', both on Tethys (another Saturnian moon) and Dione. It looks like a fossilised tiger stripe," Dr Buratti said.

Images from Cassini also reveal the presence of "rampart craters" on Dione, which result when a space rock slams into soft material. The could suggest the ice beneath the surface is hotter than usual.

Heat search

During the question and answer session following Dr Buratti's talk, John Spencer from the South West Research Institute revealed that Cassini's CIRS instrument had been searching for heat emission from the moon, but had so far failed to find it.

Dr Buratti agreed that evidence of hotspots would provide a "smoking gun" in the case for geological activity on Dione.

Linda Spilker, project scientist on the Cassini mission, explained that if there was any activity at Dione, it would be at a lower level than on Enceladus.

"We haven't detected obvious jets, like we have at Enceladus. But we're still looking," Dr Spilker, who is also based at JPL, told BBC News.

Prof William McKinnon, from Washington University in St Louis, commented: "I suspect that not a lot is going on on Dione right now."

But he said things could have been different in the past, adding: "There's clearly been resurfacing... we know something happened."

The discovery of geysers on Enceladus, which are supplied with liquid water by a sub-surface ocean, has been one of the science highlights of Cassini's mission.

It moves around Saturn in a distorted, oval-shaped orbit rather than a circular one. This causes Enceladus to be pulled and squeezed by Saturn's gravity, inducing the heat that enables geological activity.

Paul.Rincon-INTERNET@bbc.co.uk and follow me on Twitter

Source: http://www.bbc.co.uk/go/rss/int/news/-/news/science-environment-17440136

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If I start paying my property taxes directly to the ... - Finance information

Question by woroguda : If I start paying my property taxes directly to the town can shut the bank escrow my taxes ?
I want to get from under the burden of the higher burden of my monthly escrowed taxes. It would be easier for me to pay in a lump sum once a year. I assume the bank can not charge double for what I?ve already paid and I can force them to remove it. Am I right? Thanks in advance. Best answer:
Answer by falsi fiable


Your mortgage company gave you a 1/4% rate discount for escrowing taxes and insurance.If you are willing to pay 1/4% higher rate you are welcome to handle the payments yourself. Of course, this will require refinancing and qualifying for a new loan at prevailing market rates.


know better? Leave your own answer in the comments!

Source: http://www.lovefinanceinfo.com/2012/03/if-i-start-paying-my-property-taxes-directly-to-the-town-can-shut-the-bank-escrow-my-taxes/?utm_source=rss&utm_medium=rss&utm_campaign=if-i-start-paying-my-property-taxes-directly-to-the-town-can-shut-the-bank-escrow-my-taxes

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Monday 19 March 2012

Internet Marketing for Lawyer in Orange County Launched by Free ...

Home ? Internet marketing

Written By: John Rowa?on?March 17, 2012 No Comment

FreeCustomWebsite.com launched today an internet marketing campaign for Southern California-based attorneys, The Law Offices of Brooke Tafreshi. FreeCustomWebsite.com?s cooperation with Tafreshi Law adds yet one more California-based lawyer to the company?s popular cheap internet marketing and free websites for attorneys offerings.

?Word of mouth has spread about FreeCustomWebsite.com?we offer an unequalled level of detail, energy, hours, and comprehensive service all targeted on growing our internet marketing client?s business,? said FreeCustomWebsite.com CEO, Greg Trimble. ?Adding a top quality client based in the heart of Southern California like The Law Offices of Brooke Tafreshi is a testament to that.?

The Law Offices of Brooke Tafreshi, accident attorneys in Orange County, came to FreeCustomWebsite.com with an already established website design but intending to increase the level of traffic and exposure of the firm. After analyzing the most relevant key phrases in the law firm?s areas of practice, FreeCustomWebsite.com built a local search engine optimisation campaign concentrated on bringing the company?s website to the pinnacle of search engine rankings for those keyphrases.

The company also provides Tafreshi Law with some of the most complete internet marketing research and reports so that the firm can track each hit, lead, and conversion that comes thru the firm?s site, www.youraccidentlawfirm.com.

?We track the source of each call and e-mail that Tafreshi Law receives so that each month we can continue to optimize, modify, and focus our efforts in the areas that are driving the most and highest-quality of traffic to their website,? said Trimble. ?We believe you can't manage what you cannot measure so we offer these comprehensive statistical data so that our customers know exactly what they're paying for.?

The company is famous for providing free websites for attorneys around the world. Visitors to the company?s website login and register for their free site, tell the FreeCustomWebsite.com team of pro designers what they desire on their site, and the company builds the site absolutely free. The only cost is a standard monthly hosting fee.

FreeCustomWebsite.com provides premium web services like affordable internet marketing for lawyers and other small companies. The company services many different clients including personal injury lawyers in Orange County and real estate barristers in California.

Tags: Internet marketing

Source: http://articles.buildabetterbusinessonline.com/internet-marketing-for-lawyer-in-orange-county-launched-by-free-custom-website/

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Folding Card Table And Its Useful Purposes ? SpinPad

Playing a game of cards is a relaxing way to spend leisure time. A nice folding card table provides comfortable set up that makes your card games more entertaining and enjoyable. This table generally comes within a square structure with felt or plastic covered surface to supply easy lifting of cards and chips when playing. This is supported by steel or aluminium frame with legs you can fold flatly against the bottom of the table when not in use. The unit measures at 28 to 30 inches tall and weighs about 16 to 20 pounds. Its square table top has normal dimension of 34 to 36 inches.

The practicality of buying a folding type card table is attributed to its ease of use. The table is of lightweight construction and is, consequently, handy to setup anyplace. The folding design maximizes space in a region and allows for simple storage when the item is not in use. Setting up the table is pretty straightforward. You just lay the table top flat on the floor and pull the folded legs upright. Make sure you lock the legs properly in place. Then, flip the table so the top goes upward with all the legs now standing erect on the floor.

Different manufacturers come up with their very own design of this portable table for avid card players to choose from. The table is usually developed for both indoor and outdoor use. Prices rely on the size, quality of materials and manufacturer of the item. Most of the folding kinds are durable at affordable costs. Warranty for the product is included to assure customers with the best deal. You?ll be able to get these items online where you are able to compare rates and different item capabilities. Shipping is usually free and delivered right at your doorsteps.

The function of this folding table is not merely for card game use. This item is also excellent for playing distinct types of board games. It could be employed as desk for reading books, carrying out craft activities, and painting arts. You?ll be able to place your computer in this table along with the printer for your office needs. The table is likewise an ideal solution for parties when you need an additional table for your guests or a serving table for food and snacks. Possibilities are endless and there?s no limit on the benefits you can get from this functional furnishings.

A folding card table is an excellent addition to your home for hosting leisurely card games along with your buddies and for other purposes. The practical element offers many beneficial functions for entertaining guests. Its simplicity reflects its true beauty as functional home furniture.

Looking to find the best deal on folding card table, then see this and visit Casey T. Johnson?s site to find the best advice for you.

Source: http://spinpad.net/artdir/2012/03/18/folding-card-table-and-its-useful-purposes/

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Sunday 18 March 2012

I want to invest (gold) more aggressively over my ... - ncs-ng.org

Question: I want to invest (gold) more aggressively over my allowable earnings. Are there investment loans available?

I am interested in investments like precious metals?silver & gold bullions. Can and will banks use this as colateral against a loan? Any information on the type of investment loans available would be a great start for me.

Thanks

Answer:

Anyone that would loan you money to speculate in anything would have to be a moron!
If you already own such things, some institutions would use them as colatteral, but usually at 50% or less of current market value.

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More Gold Investment Trading Report posts:

  1. How can you invest in Gold and silver starting with $25/mo working up to $10,000 investment?
  2. Q: is precious metal investment safe and good ways to invest? what do is your opinion on investing on gold?
  3. How do you invest in Gold and Silver investments in the Philippines?
  4. How to invest in Gold ?
  5. Q: how to buy gold for investment?
  6. If there is high inflation in the us where would be the best area to invest. Real estate, gold, china stock ?
  7. FAQ: How to buy gold for investment? ? goldsenze

Potential winning trades dont come round all the time. It eliminates much of the effort, time, and cost normally associated with creating a polished documentary. HYIP Make Money Online The Best High Yield Investment Programs.?The Best HYIP High Yield Investment Programs Rating and Monitoring listing along. This makes investing in gold safe and secure. Interest rates for gold deposits are. gold investment pulic websites Florida Financing. The venture capital and angel investments communities in Florida continue to grow and evolve.? Florida Angel Investment Alliance, Jacksonville. maybank gold investment malaysia is good now

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Source: http://www.goldsenze.com/i-want-to-invest-gold-more-aggressively-over-my-allowable-earnings-are-there-investment-loans-available/

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Tags: gold bullions, money, stock market crash

Source: http://ncs-ng.org/183/i-want-to-invest-gold-more-aggressively-over-my-allowable-earnings/

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Saturday 17 March 2012

US judge rules that you can't copyright pi

The mathematical constant pi continues to infinity, but an extraordinary lawsuit that centred on this most beloved string of digits has come to an end. Appropriately, the decision was made on Pi Day.

On 14 March, which commemorates the constant that begins 3.14, US district court judge Michael H. Simon dismissed a claim of copyright infringement brought by one mathematical musician against another, who had also created music based on the digits of pi.

"Pi is a non-copyrightable fact, and the transcription of pi to music is a non-copyrightable idea," Simon wrote in his legal opinion dismissing the case. "The resulting pattern of notes is an expression that merges with the non-copyrightable idea of putting pi to music."

The bizarre tale began about a year ago, when Michael Blake of Portland, Oregon, released a song and YouTube video featuring an original musical composition, "What pi sounds like", translating the constant's first few dozen digits into musical notes. On Pi Day 2011, the number of page views skyrocketed as the video went viral, New Scientist was among those who covered his creation. Blake found himself a nerd celebrity, fielding emails and phone calls from multiple media outlets.

Pi symphony

"It was a great morning," Blake recalls. "It was the first time where something I'd done creatively received attention like that."

The celebratory ride quickly derailed, though. That afternoon, jazz musician Lars Erickson from Omaha, Nebraska, cried foul. Erickson thought Blake's work sounded suspiciously similar to his own 1992 piece "Pi Symphony," also based on the digits of pi, which is registered with the US copyright office. He contacted YouTube, and Blake's video vanished.

"It was like being stabbed," says Blake. "This great thing I'd created, and then watched explode, was gone. I felt robbed."

Erickson and Blake, who have never met nor even talked on the phone, had both assigned each of the digits 0 to 9 to a musical note and then treated the digits of pi as a musical score. Erickson, who calls the two melodies "identical", filed a lawsuit claiming copyright infringement.

Judge Simon, however, disagreed. According to his ruling, the two pieces differed enough in areas like tempo, musical phrasing, and harmonies to be considered distinct. Plus, US law doesn't protect every aspect of the piece, like underlying facts and ideas.

Copyrighted digits?

What's more, Simon, who intentionally released his decision on Pi Day, noted that Erickson's copyright registration only protects musical flourishes ? and his are markedly different from Blake's.

Erickson isn't happy though. "If people look at my explanation of the Pi Symphony video and then look at Mr Blake's video, they can draw their own conclusions," Erickson says. "I'm not sure that the judge got it right."

Blake says he wasn't surprised by the ruling, but he still felt relief. For the last year, he's been consulting multiple lawyers ? working pro bono ? in an effort to defend himself. "It was great news to get on Pi Day," he says.

Stephen Joncus from the law firm of Klarquist Sparkman, LLP, also based in Portland, Oregon, doesn't think there are any broader implications of the case in terms of copyright. "I think it's pretty standard for cases like this to be dismissed," he says. "You can't get a copyright for an idea, and the idea here was making music based on the sequences of digits in the number pi."

Golden music

Both musicians continue to create mathematics-inspired musical pieces. Erickson's latest creation explores powers of two, while Blake penned a piece last year that turns the digits of tau ? a constant that at twice pi (6.28318) could replace pi ? into music. He released that video on tau day, 28 June.

Blake plans to release his latest composition, a melodious phi (0.618...) or golden ratio, so-called because architects and artists find these proportions pleasing, on, you've guessed it, 18 June.

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When Race-Baiting Is Unintentional (Prospect)

Share With Friends: Share on FacebookTweet ThisPost to Google-BuzzSend on GmailPost to Linked-InSubscribe to This Feed | Rss To Twitter | Politics - Top Stories Stories, RSS Feeds and Widgets via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/212071066?client_source=feed&format=rss

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Video: Consumers Line Up The New iPad

CNBC's Natali Morris has the update on consumers lining up to get their hands on the new iPad.

Related Links:

Business & financial news headlines from msnbc.com

Top of page

Source: http://video.msnbc.msn.com/cnbc/46758295/

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Student Education Loans And The Expense Of An Education And ...

Posted on March 16, 2012
Filed Under Loans | Leave a Comment

Average student loan debts reach 9, 620 and nine from every 10 students now borrows to finance their particular university education. But who provides a non-working scholar money to finance a student life?

The typical student entering advanced schooling will right now leave university with financial obligations of close to 10, 000. This consists from a mix of student education loans, credit cards and overdrafts. This specific figure however is defined to sky detonate as Barclays surmises students graduating in 2010 will be facing 26, 000 associated with debt.

While some figures show that graduates can expect greater than average income, students may well not actually take well-paid jobs for a number of years soon after graduating leaving behind. Unfortunately for a few, this kind of premium inside earnings may never even be sufficient to clear their accumulated personal debt.

The best way to prevent the struggle is always to find out about and prepare yourself for each cost involved over the amount of our course such as the time it could take you to locate a job afterwards.

Firstly, expenses fees you need to these pay for the specific course you want to simply take. Prior to 1999 the government covered the whole cost. However now, an increasing appetite for degree forced the federal government to improve the device. It was also validated by claims that during their working lives, a graduate can earn {400}, 000 higher than a non-graduate.

Nonetheless, maybe not everyone must pay school fees. If your parents? combined earnings are usually under a particular threshold they will not have to pay. From the threshold up, the contributions work on a slippage scale.

Although, regardless of their earnings, the maximum any family has to pay amounts to around a quarter of the entire cost of the course each year. This is estimated to be around give consideration to, 000 and the Government may still get the bill for the remaining amount.

When you are accepted into a course you ought to connect with the local Education Expert (LEA) to discover what type of financial help you can obtain.

Considering taking out that loan to fund your study course? Almost all students should take out more than one figuratively speaking to cover their day-to-day existing. They are unsecured loans by having an especially low interest that reflects the pace of inflation meaning you simply repay the exact amount a person borrowed.

If you are likely to sign up for financing you ought to contact your own LEA at the same time you apply for support toward tuition charges. The LEA may assess the quantity of loan you are entitled to and invite one to request just how much you intend to make an application for. You need to then inform the student loans company (SLC) of the amount agreed and it will pay the money into your account on the first time of phrase. Note also that you will be eligible for more funds if you are studying working in london.

It is possible to make an application for one loan for each year of one?s course and you don?t have to begin making repayments before April (conclusion of duty year) once you graduate. There after, you will only start trying to repay the loan if you are earning above a specific threshold.

Then the amount you pay off monthly will depend on just how much you might be earning. In the unlikely event that you never earn over the threshold, the actual loan is going to be cleared once you turn 65.

Alternatively, all of the big banks offer an interest-free overdraft facility on the student accounts in the hope you will stay loyal to them when you start earning later on.

The amount you get on an overdraft is determined by the lender and can apply to all its student applicants however the usual amount is about 2, 000 which is interest-free.

Even though the overdraft will not run you anything if you stay inside your limit, if you should rise above it, youll always be charged any hefty interest on the difference. You may even be hit with a one-off unauthorised overdraft fee as well.

There is absolutely no specific time period limit for repaying the overdraft. Yet after leaving behind university, the particular interest-free perk will no longer be around and you will be charged at the same excessive rates that connect with overdrafts about standard existing accounts. It is worth noting that some banks give a grace time period after graduation before the higher rate will kick in.

Another option is obviously the conventional charge card. Nevertheless, these rarely hold privileged terms for scholars. Invest the a charge card from the bank you will have to pay a similar high interest levels as everyone else. The only huge difference will be as a student, your borrowing limit will be lower. Most will see, with credit cards, they?ll sit on their maxed out and about balance and pay curiosity for 36 months forgetting what the spent the cash on in the first place.

Although there are lots of money financial products for pupil, seventy per cent of university students continue to finds money an issue and half could have part-time jobs in addition to loans. Most students admit they?ve been worried about debt but believe that it is unavoidable. Know and research your options carefully and avoid getting into any unwanted debt, such as charge cards before you have some kind of income.

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Source: http://surefiredebtmanagement.com/blog/loans/6019-student-education-loans-and-the-expense-of-an-education-and-learning

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Friday 16 March 2012

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Real Estate Buying Tips For Any Buyer | Sky News Live Video

Purchasing a property can be both thrilling and terrifying at the same time, even more so if you?re a first time buyer. However, it can be a lucrative investment, and if you choose correctly, can improve your quality of life immediately. The following tips can help anyone with a real estate purchase, regardless of their experience. And about real estate success stories too.

When you are looking for a home to purchase, ignore the decor. You should base your decision on the condition and construction of the home. Purchasing a home strictly for its design appeal may cause you to miss some potentially serious problems within the structure itself.

Talk to real estate investors, it may be surprising how friendly or useful their advice is. An array of properties are always going to be for sale, though some properties will be unsuitable for your needs. This can help you find that hidden gem that hasn?t been purchased yet.

When making an offer on the home you?re interested in, ask the seller about financial incentives and closing costs. One common practice is to request that the seller ?buy down? interest rates for one or two years. A seller is less likely to negotiate over the sale price if financial incentives are attached to an offer. You must know about Roth IRA real estate investing too.

If the home you are buying has been foreclosed on, it?s probably best to assume that it might need some repairs. Many of the foreclosed homes that are on the market have been vacant for quite some time. Regular maintenance has more than likely not been done on the home, which means significant repairs should be expected. If you are buying a foreclosed home, it will probably need new heating and air conditioning systems, as well as pest control services.

It is critical to be educated on mortgage loan terminolgy when purchasing a home. This can help you to save a lot of money in the long run and will provide a clear picture of what you will pay in the future.

Buy homeowners insurance before you move a single piece of furniture into your new house. If you delay your insurance purchase, you may not be covered if an unfortunate event occurs, like an unpredictable natural disaster.

If you have children or plan on having them, you should look for a home with enough room for a family. Also, look at safety issues, such as a swimming pool or stairs. Houses that have been home to children will ensure that it is safe for future families to enjoy as well.

It is pretty common and well advised to have an inspector examine the location before you purchase any realty that?s held your attention. Homes that require extensive renovation should probably be marked off your list. This makes the inspector an extremely cost-effective and-safety conscious choice that should never be bypassed.

Understand what type of houses encompass the neighborhood you desire. This is essential, because you might not want to buy the best and biggest home there. The thinking behind this is that if most of the homes around that neighborhood are smaller, you might not ever get the whole home value back since the average size of the area will deflate your home?s value.

Collect facts and figures about the market for housing in the area. Try a couple of websites, including city-data.com in order to find all the important listings and data that you need on foreclosed homes. Also, find out how much money people make, how hard it is to find a job, and who employs local workers. Sometimes, a good product and location can cancel out the local trends.

When you?re looking to buy real estate, consider doing remodel or repair work. The value of the home will increase right away after doing this kind of work. Sometimes, the property value will increase more than your investment value.

Try and be moderate in your negotiations in regards to real estate. Many people get too aggressive so that they can get a great deal, and they end up overdoing it and losing it. Stand firm in the things you desire, but also allow your lawyer and Realtor to do most of the negotiating, as that is what they are trained to do.

Buying real estate will often be the biggest purchase you will ever make, and one of the biggest decisions you will ever have to come to. The advice from this article should make it easier to make the right decisions about your real estate purchase so you can avoid common mistakes.

Source: http://www.thegithouse.com/real-estate-buying-tips-for-any-buyer/

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Source: http://skynewslivevideo.jeremypinc.com/232/real-estate-buying-tips-for-any-buyer/

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Thursday 15 March 2012

BUILD YOUR SELF ESTEEM, A new STARTER GUIDE TO Personal ...

So how do you stay calm, composed and maintain self esteem in a very tough environment? Here are some tips you may to consider as a starter guide to personal development.

Imagine yourself as a Dart Board. Everything and everybody else around you can get Dart Pins, at one point or skinny jeans for women another. These dart pinastre will destroy yourself esteem and move you down somehow you wont even bear in mind. Dot let them destroy you actually, or get the best of yourself. So which dart pins for those who avoid?

Dart Pin #1 : Negative Work Environment
Beware of dog consume dog theory where everyone else is fighting just to get ahead. This is where non-appreciative people usually thrive. No one will certainly appreciate your contributions even if you miss lunch as well as dinner, and stay upward late. Most of the time you get to work too much with no getting help from consumers concerned. Stay out of this, it is going to ruin your self respect. Competition is at stake anywhere. Be healthy enough that will compete, but in a wholesome competition that is.

Dart Pin #2: Other Peoples Behavior
Bulldozers, brown leafy nosers, gossipmongers, whiners, backstabbers, snipers, people walking seriously injured, controllers, naggers, complainers, exploders, patronizers, sluffers tripod reviews all these styles of people will pose undesirable vibes for your self respect, as well as to your self advancement scheme.

Dart Pin #3: Changing Environment
You cant certainly be a green bug over a brown field. Alterations challenge our paradigms. This tests our convenience, adaptability and changes the way we think. Alterations will make life difficult for awhile, it may cause anxiety but it will help us uncover ways to improve our own selves. Change might be there forever, we need to be susceptible to the idea.

Dart Pin #4: Past Experience
Its o . k to things to do in dallas cry as well as say ouch! when we experience pain. But dot make pain transform itself into fear. It may grab you via the tail and swing you around. Cure each failure as well as mistake as a class.

Dart Pin #5: Negative Community View
Look at what exactly youre looking at. Dont wrap your self up with all the negativities of the planet. In building self esteem, we must learn how to enjoy the best out of worst conditions.

Dart Pin #6: Determination Principle
The way you are whilst your behavioral traits is claimed to be a mixed end product of your inherited traits (genetics), your upbringing (psychic), and your the earth such as your spouse, the corporation, the economy perhaps circle of associates. You have your own identification. If your father is really a failure, it doesnt imply you have to be a failure as well. Learn from other peoples experience, so youll never have to come across the same mistakes.

Sometimes, you may want to wonder whenever some people are made leaders or favorable thinkers. NO. Being favorable, and staying favorable is a choice. Setting up self esteem and painting lines for personal development is a choice, not only a rule or a talent. God wouldnt come down through heaven and show you George, you may now have the particular permission to build self esteem and improve your personally.

In life, its hard to stay tough particularly if things and people who are around you keep pulling you actually down. When we reach the battle field, we must choose the right luggage to make and armors to use, as well as pick those that are generally bullet proof. Lifes options provide us arrays of more options. Across the battle, we will receive hit and bruised. And wearing a bullet proof armor ideally means self change. The kind of change which comes from within. Voluntarily. Suits or Self Switch changes 3 things: our own attitude, our patterns and our attitude.

Building self esteem will swiftly lead to self improvement if you start to become responsible for exactly who we are, what we have got and what we conduct. Its like a flames that should gradually multiply like a brush fire from inside and available. When we develop self esteem, we take control of our own mission, values as well as discipline. Self esteem causes self improvement, true review, and determination. Exactly how do you start putting up the basis of self esteem? Be positive. Be contented as well as happy. Be appreciation and. Never miss the chance to compliment. A positive life style will help you build self esteem, your starter guide to self improvement.

Source: http://www.fixursite.com/build-your-self-esteem-a-new-starter-guide-to-personal-development.htm

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Wednesday 14 March 2012

Valuable and Useful Information to Boost your Internet Marketing ...

Valuable and Useful Information to Boost your Internet Marketing Career

Article by Www.ebookblogweb.blogspot.com

Valuable and Useful Information to Boost your Internet Marketing Career

The impact of the Internet on the perceived value of information is just as huge as anybody would ever think. Undoubtedly, Internet changed the way people learn and search for useful information. Before the arrival of the Internet culture, individuals who are looking for some valuable and useful information would be congregating themselves in classrooms, public libraries, bookstores, and magazine stands because these are the places where such information could be found.

However, it?s been about ten years since the Internet became accessible to the public and the difference it made has been gigantic.

The impact is drastic enough that the Internet changed the typical procedure of searching for information that has existed since the civilization era. If you want to learn the life of Florence Nightingale, Christopher Columbus, or even the terrorism acts of Osama bin Laden, you do not need to take a class, read a book, or purchase newspapers everyday. You can Yahoo or Google these personalities, and if you are savvy enough, you will be able to find a website that is dedicated to the study of these personalities.

Through the Internet, such valuable and useful information is readily accessible. In addition, retrieval of information is free. You do not have to suffer purchasing Da Vinci Code for several dollars cheaper than what you would have to pay in a brick and mortar bookstore. The search and retrieval of the manuscript of the book is instantaneous (in short, instant!), no wasting of time, and definitely there is no need to spend for transportation.

In other words, searching and retrieving information on the Internet is cost-free, except the purchase of your personal computer (if you do not have any) and the Internet connection fee.

Almost every kind of information could be found on the Internet, historical accounts, answers to personal problems, and information about business opportunities. In other words, every online-based business opportunity related information can be accessed through the Internet.

Nothing more, nothing else. Why purchase marketing strategy books or business newspapers if all information that you need is stored on the Internet and can be read for free.

However, unlike other information on the Internet, information related to Internet marketing are not entirely for free. In fact, there are marketing gurus who sell such information to Internet marketing neophytes.

The basics of success on Internet marketing starts with learning the basics of this lucrative industry. Such basics could be learned through various Internet marketing-related information scattered over the Web. If you want to acquire information that is proven to be useful for your online business, definitely you will purchase such information from different Internet marketing gurus.

To get the real worth of your money, you can look for the following categories of valuable and useful information for your online business outlined below:

? The content of the information package must be controlled and distributed by licensed and well-known personalities on Internet marketing. Verify the individual behind the personality?check if he is really a marketing genius or not. With so many ?bogus gurus? out there, there is a need to check on your information resources first before handing out money.

? Such information must be on its updated status. What is the use of information gathered in 1980 on a 2006 market? Ask for some sample excerpts or initial information that you can see for yourself if it is updated or not.

? Look for the ?money back guarantee? condition of paid information. If you are not satisfied by the results or the results are not what you expect, you can have your money back. There are many experienced Internet marketers who are willing to give your money back if you are not satisfied with the information you have acquired.

If you cannot afford to purchase premium information sold by different Internet marketers over the Web, you can still look for free information. You may visit different article directories over the Internet that publishes hundreds to thousands of articles related to Internet marketing.

Some of these articles are written by the Internet marketing gurus themselves, thus you are assured that the information is valuable and can be applied to your online business. There are also business sites wherein they give away free information guides that you can use for your Internet marketing career. Just be resourceful and creative enough to locate this free yet useful information.

The Internet is the information superhighway?whether free or paid information, make sure that these will help you learn the ideas and basic strategies to make your Internet marketing career a successful one.

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Self-worth improvement; Begin now earlier than it is too late | Made ...

Be determined tv stands to enhance your self worth and you?re in your strategy to nice achievement.

Don?t let a low self worth ruin your life. The way in which you consider your self determines the way you interact with others.

What are some examples of low esteem elements in you thoughts that you just want improvement on?

1. Nothing you do seems tv stand to go right
2. You imagine that most individuals don?t like you.
3. You imagine that you are not attractive.
4. You select one thing and it seems to be the worst one.
5. You are afraid to converse with others for fear that what you say won?t make sense.
6. You?re feeling swallowed up in a whirlpool of frustration.
What?s improper with you? Your thoughts, actually.

Cease considering that the world is closing in on you. Get determined to realize what you desire. Cease blaming other folks on your misfortunes. The world shouldn?t be your problem, you?re your own problem.

From this moment on, start the process of self worth improvement. Suppose the proper way and be determined to win, and win you will. Just remember that success by no means comes easily and that?s the reason dedication is its counterpart.

Oftentimes, one gets to the brink of success and with just a little disappointment or setback, they lose coronary heart tv stands for flat screens and give up too easily and too soon. A surefire candidate to low self worth improvement. Who is aware of what nice issues might have been achieved if only they?d persevered.

With no excessive self worth, your life could be reasonably boring. Change your considering and start to see your self on high of the world. Make a really particular effort to be what you really want to be.

You have to seriously decide either to stay in a miserable state of low self worth, or acquire self worth improvement and develop a excessive self worth with good character and self image.
The origin of low self esteem.

A low self worth might start way again in childhood when kids are made to imagine that they are worthless. Their self esteem is eroded and so they succumb to the concept they will by no means obtain success in anything that they do. They have been picked on, laughed at, pushed round, referred to as ugly names, and handled with disdain. No surprise they grew as much as be full of resentment.

If that was your experience, it?s time you cut your self free from that mindset and do self worth improvement. Start studying about the life of successful persons and you will soon uncover that a lot of them had such low self worth that they may not even full an elementary education.

Many determined to override their low self worth and improve their perspective, no matter it took. They grew to become a few of the greatest women and men that ever lived.

Low self worth has by no means helped anybody else and it sure won?t assist you. It can only drive you into depression, anger, grudge, fear and all the opposite evils that it generates.

Re-program your considering and control your state of mind. You should imagine that you are worth rather more than you suppose or you will remain at the foot of the ladder and by no means make an try and climb it.

Don?t waste your life away with feelings of inadequacies. Instead, think of methods to go about self worth improvement. Success is yours, simply attain out and grasp it.

Source: http://madeintostories.com/self-worth-improvement-begin-now-earlier-than-it-is-too-late/

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Tuesday 13 March 2012

Top Stories: Taliban Seek Revenge; Oil Imports Drop

Good morning.

Our early headlines:

? Taliban Vow Revenge For Alleged U.S. Attack On Civilians

? Report Shows Drop In U.S. Oil Imports

? Syrian Militia Blamed In Latest Killing

Other stories in the news:

? "Apple Workers: Plant Inspected Hours Before Blast" (NPR)

? "Greece Poised For Bond Swap And Bailout Approval" (The Associated Press)

? "Santorum, Gingrich Eye Southern Primary Victories" (NPR)

Related: "Poll: More GOP Voters Expect Romney Nomination" (CBS News)

? "China Railway Workers Repair 'Collapsed' New Line." (BBC News)

Source: http://www.npr.org/stations/force/force_localization.php?station=KQED&url=http://www.npr.org/blogs/thetwo-way/2012/03/12/148445554/top-stories-taliban-seek-revenge-oil-imports-drop?ft=1&f=1001

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Ron Paul supports take over Clark County GOP

Commenting requires registration.

Comments are moderated by Las Vegas Sun editors. Our goal is not to limit the discussion, but rather to elevate it. Comments should be relevant and contain no abusive language. Comments that are off-topic, vulgar, profane or include personal attacks will be removed. Full comments policy.

If you would like to submit your comment as a letter to the editor, you may submit it here.

Source: http://www.lasvegassun.com/videos/2012/mar/11/6431/

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Monday 12 March 2012

June Yoder Blog ? Singapore Business Services May Confirm ...

Are you planning for your business extension in Singapore? The first step that you are required to take is collecting all business associated info. This is a must while starting a new business in a foreign country. This becomes even important for those, who happen to be completely new in the business planet. With rapid glottalization and constant modifications in economy, a wise wide range of businessmen are setting up their business across countries over the planet. Two simple reasons support this cause:

Within the International market, business may get a powerful foothold
It gets the chance to enjoy the advantages associated with the tax benefits specifically granted costa del sol condo by unknown countries.

Though there are numerous countries that you can select to setup your business, currently Singapore business services stand high in the list. There are certain reasons that support the simple fact of growing or starting a new business in Singapore. It is mentioned that only Singapore is a nation where east meets the west, offering international connectivity. Thus this opens the methods for a professional business environment. The choices does not end here as there are first-rate range for a company environment, offering liberal immigration policies, first-rate tax packages, efficient labor services, top end infrastructure, an effective legal system and a especially sensitive, active and stable government.

So in the event you are the business individual functioning on business techniques or thinking why setting business in Singapore, then your following supportive aspects can guide you to get the answer.

The Location of The Country:

The place of Singapore is certainly one important factor behind the destination being so favorite among business folks across the planet. Being strategically placed at the heart of ASEAN (Association of South East Asian Nations), the country?s water linkages easily support any business to get into around 2.8 billion folks simply within a seven hr flight radius. This supports the reason for inter-regional and intra-regional trade.

Pro-Business Environment:

Since the country has got a pro-business environment, the Singapore business services attract unknown investments and business entrepreneurs internationally. Thus the country has an environment especially supportive to offer form to your inspirations towards larger profit margins. Various government bodies in the country supply full support at every step of business growth. This is why setting up business in Singapore is easy from other countries in planet.

The businesses seeking for registration does not require to be from Singapore. Though it?s required to choose Singapore Organization Registration or to apply for an Employment pass if they are intending to incorporate themselves in investing with jardin smith international everyday business in Singapore.

The Government Business Department:

The Singapore business services gets a wise support within the Government Business Department, that offer especially beneficial info and techniques on starting a company in Singapore. The type of support granted to different business setups involves hyperlinks to government assistance schemes and visa preparations, along with functioning and living rights in Singapore.

The Government Business Department is furthermore a body that provides the Singapore business services one Devonshire condo government-to-business contents and e-services, combined from 30 indigenous government authorities.

Thus setting up business services in Singapore may confirm especially beneficial with the government being especially encouraging to the private fields for all types of innovative begins.

Source: http://www.bookpuglia.com/singapore-business-services-may-confirm-especially-practical-when-stating-a-company-in-singapore/

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Sunday 11 March 2012

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Russia opposes 'crude interference' in Syria

Russia on Saturday said Foreign Minister Sergei Lavrov made clear to the UN-Arab League envoy for Syria Kofi Annan that Moscow opposed "crude interference" from outside in Syrian internal affairs.

"A particular emphasis was placed on the inadmissibility of trampling on international legal norms, including through crude interference in Syria's internal affairs," the foreign ministry said after a meeting earlier between Lavrov and Annan in Cairo.

The meeting appeared to have taken place in Cairo before Annan headed to Syria for a meeting with President Bashar al-Assad in Damascus and as Lavrov prepared to meet Arab foreign ministers in the Egyptian capital.

The foreign ministry statement said that in the meeting Lavrov confirmed Russian support of Annan's mission and expressed hope "it would be successfully realised in line with the mandate he has been given."

It said that Lavrov explained Russia's position on the crisis to Annan, saying it was based on seeking an "immediate end to violence in that country and a long term solution to a civil conflict through a wide national dialogue."

The ministry said Annan had said he was ready for "active cooperation" with Russia in solving the Syrian crisis.

Russia and its diplomatic ally China infuriated the West by vetoing in February a UN Security Council resolution condemning the Assad regime for the bloodshed in Syria and has shown little sign of shifting its policy since.

But Moscow is now coming under huge pressure from the West and Arab states led by Saudi Arabia to start exerting pressure on Assad's regime and support sanctions over the bloody crackdown.

In the latest sign of Russia's defiance, Deputy Foreign Minister Gennady Gatilov said Moscow opposed an "unbalanced" new Washington-backed UN draft resolution because it failed to call for a simultaneous halt in violence by the government and rebels.

Source: http://news.yahoo.com/russia-opposes-crude-interference-syria-001344054.html

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Saturday 10 March 2012

Roundtable to present program on 'Healthy Teen Relationships ...

Posted by The Hand on March 10, 2012 in Relationships |

Please join the Sudbury-Wayland-Lincoln Domestic Violence Roundtable on Tuesday, March 13 at 3 p.m. for another program in a series on ?Healthy Teen Relationships.?

The Roundtable will screen a DVD titled ?Dating Matters: Understanding Teen Dating Violence Prevention? as an example of a curriculum, complete with instructor?s notes, available to teachers and others who work with teens and who would like to provide education about healthy teen relationships.

The DVD was co-produced by Liz Claiborne Inc. and the Center for Disease Control and Prevention.

The meeting will be held in the Community Meeting Room at the Public Safety Building located at the intersection of routes 20 and 27 in Wayland Center. The program is free and open to the public.

The Sudbury-Wayland-Lincoln Domestic Violence Roundtable focuses on community education; providing assistance to agencies, health professionals, educators, the clergy, and others engaged in efforts to reduce domestic violence in our communities; and on facilitating exchanges of information about effective strategies for combating all forms of abusive behavior.

The Roundtable meets on the second Tuesday of each month from September to June at the Public Safety Building in Wayland.

For more information about the Roundtable visit our website (www.domesticviolenceroundtable.org).

Article source: http://www.wickedlocal.com/wayland/news/x1160495751/Roundtable-to-present-program-on-Healthy-Teen-Relationships

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Source: http://the-hand.fut-the-wuck.com/2012/03/roundtable-to-present-program-on-healthy-teen-relationships/

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Top Irish food producer jailed for garlic tax scam

(AP) ? One of Ireland's top food producers has been found guilty of dodging taxes on more than 1,000 tons of imported Chinese garlic and sent to prison.

Paul Begley admitted running a scam from 2003 to 2007 in which he instructed his Chinese suppliers to produce false export invoices labeling garlic as apples. Irish import duties on apples are just 9 percent but on garlic up to 232 percent.

The fraud allowed Begley to avoid euro1.4 million ($1.8 million) in tax. He has been trying to repay the sum since Dublin Port customs officers discovered the deception in 2007 but still owes euro700,000 ($923,000).

A Dublin judge sentenced Begley to six years in prison Friday.

Begley Brothers Ltd. employs 150 people in growing, importing and distributing fruit and vegetables across Ireland.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/aa9398e6757a46fa93ed5dea7bd3729e/Article_2012-03-09-EU-Ireland-Garlic-Scam/id-0aade7406c354b54ae111c368891458b

lego man lego man cheryl hines john lackey john lackey ed lee ed lee